University Health Insurance

St. John's University makes available accident and sickness insurance to all students through University Health Plans. The current carrier as of school year 2023-2024 is Aetna.

Upon registering at St. John's University, all University housing and dormitory students are automatically enrolled in the University mandatory medical insurance plan. Students not in University Housing are welcome to purchase the plan directly with our servicer University Health Plans at 1-833-251-1134. The Resident Health Insurance charge is billed with other University fees at the time you register. Health insurance coverage is mandatory for students in University Housing.

Upon registering at St. John's University, all F-1 and J-1 visa students are automatically enrolled in the University mandatory medical insurance plan. This per semester charge is billed with other University fees at the time you register. Academic Leave of Absence and Maintaining Matriculations are registrations which must be covered with mandatory health insurance coverage. If an F-1 or J-1 visa student is not in the United States during this term, please contact [email protected] for the proper documentation to file for a waiver. If a student is on Academic Leave of Absence or Maintaining Matriculation for a term, health insurance is charged and due.

Health Insurance coverage is mandatory for International students on an F1 or J1 visa and students must carry the University’s plan. The University plan cannot be waived.

The plan provides comprehensive medical coverage and includes benefits for medical evacuation and repatriation. For more information regarding plan benefits, provider network and worldwide travel assistance please visit our Student Health Insurance Plan website, www.universityhealthplans.com/stj.

2023-2024 Undergraduate/Graduate Health Insurance Rates

Residence/Commuter Students*

$3,628 per year*

International Students

$1,814 per semester

New Spring 2023 Entering Students

(Coverage 1/1/24-8/14/24)

$2,262 Spring Only

* Annual Policies effective August 15, 2023 through August 14, 2024.

Residence Students

The University will automatically provide and charge for health insurance for all University residence and dorm students. The charge for insurance will be added to the semester invoice which is due and payable with the tuition and fee charges. Students are not added to the health insurance roster until your term bill is paid in full or enrollment on a payment plan is finalized. You will receive your insurance card login information email directly from Aetna within 10-14 business days of submission by the University. There are no paper ID cards. Please contact University Health Plans directly for help obtaining your card online.

Waiver Deadlines

The 2023-2024 University Student Residence Health Insurance Waiver form will be available starting June 15, 2023.

Waiving Dorm Health Insurance-If you have your own coverage that is equal to or exceeds the coverage provided by St. John's University and is applicable in New York State, you may opt out by completing the waiver application form on the University Health Plans webpage for St. John's University.

PLEASE DO NOT UPLOAD YOUR PERSONAL INSURANCE CARDS TO THE MEDICAT SYSTEM-This system is only for vaccination documentation. Insurance cards uploaded to Medicat cannot be retrieved for waiver.

Make sure you have your Health Insurance Card and STJ X-ID number ready.
Go to www.universityhealthplans.com
Enter STJ and select St. John’s University, press Continue
Hover over Waiver Form from the left side menu list, and select Graduate or Undergraduate
Complete all steps and information requested.
Click Submit and check your STJ email for your confirmation number. Please keep this for your records.
The Insurance charges, if alternate plan is accepted and information correct, will reverse from your account the next business day.

IMPORTANT-Waivers for insurance coverage NOT provided by a domestic carrier will not be accepted.

A $300 penalty may be charged if a waiver is requested after September 6, 2023. There is no waiver after September 13, 2023. Your account will be assessed full insurance charges after this date and these charges are not refundable.

Residence Fall Plans are for full year coverage. If a residence student cancels housing for the Spring semester, insurance coverage is not cancelled and not pro-rated.

Commuter Students

Accident and Sickness Insurance is also available for direct purchase to all full-time and part-time commuter students. This insurance can be purchased by enrolling online directly at universityhealthplans.com. The last day to enroll for the Fall semester is September 6, 2023.

Notice-Coverage for dependents of students through University Health Plans is not available. You may research and determine your appropriate coverage needs for your dependents by reviewing the marketplace websites below:
www.nystateofhealth.ny.gov
www.healthcare.gov

International Students

All F1 and J1 students are REQUIRED to participate in the St. John’s University’s health insurance plan. This insurance is mandatory for the student’s entire enrollment at the University. Academic leave of Absence and Maintaining Matriculations are registrations which must be covered with mandatory health insurance coverage. Insurance students are not added to the health insurance roster until your term bill is paid or you are on a payment plan. You will receive your insurance card login information email directly from Aetna within 10-14 business days of submission by the University. There are no paper ID cards. Please contact University Health Plans directly for help obtaining your card online.

IMPORTANT: Please ensure that you have a current U.S. mailing address listed in UIS.

As part of the visa requirements, visa students will be required by the Department of State to maintain adequate health insurance coverage for the full duration of your trip that meets or exceeds the following main requirements below. St. John's University has chosen a carrier that we feel best serves the needs of our international students for New York State.

Medical benefits of at least $100,000 per accident or illness
Repatriation of remains in the amount of $25,000
Expenses associated with the medical evacuation of the visitor to his or her home country in the amount of $50,000
A deductible not to exceed $500 per accident or illness

University Health Insurance is mandatory for all F1 and J1 visa students. F1 and J1 visa students cannot submit waivers online. Please refrain from purchasing an outside travel or health insurance policy or a policy that is not US based as it may not be sufficient to cover you in New York State. You are automatically enrolled in insurance ONLY once your term bill is paid in full or on a payment plan.

Supplemental Vision and Dental Care

University Health Plans offers Supplemental Voluntary Vision and Dental Care in the Fall only. For rates and enrollment information please visit universityhealthplans.com.

For more information about the insurance program, visit universityhealthplans.com and click on St. John's University. Any questions can be directed to University Health Plans, 1-833-251-1134 or the Office of Student Financial Services at [email protected].