Financial Literacy

What is Financial Literacy?

Financial literacy includes the knowledge and skills you need to make informed decisions about your personal finances. All students are encouraged to explore trusted federal resources to better understand financial aid, manage money wisely, and build long-term financial wellness.

Resources

These resources are general consumer information. Students and families seeking personalized financial or legal guidance should consult a qualified professional.

The Federal Deposit Insurance Corporation (FDIC) offers interactive games that teach key financial concepts. Learn as you play using FDIC Money Smart Games.

Budgeting
Federal Student Aid explains why budgeting matters and provides tools to help you stay on track. Learn why budgeting is important.

How to Create a Budget
Build a budget that works for your financial goals and lifestyle. Create your budget.

Budget Tips
Federal Student Aid offers practical strategies to help you manage your money. Explore budgeting tips.

Good credit is essential for financial stability. It affects your ability to borrow, secure housing, and sometimes even employment. Learn how to build, improve, and monitor your credit.

Responsible borrowers only take what they need and understand that loans must be repaid with interest. Learn about responsible borrowing.

Federal Loan Simulator
Estimate monthly loan payments and explore repayment plans using the US Department of Education’s Loan Simulator. Learn about the Loan Simulator tool.

Identity theft involves someone stealing your personal information to commit fraud. Learn how to protect yourself and what to do if it happens.

United States Postal Inspection Service Video — College Student Identity Theft Scams

Money Basics Video