How to Apply for 2013 Summer Financial
Summer Aid Availability
Financial aid for the summer term is generally limited to Federal
Pell Grant, Federal Subsidized and Unsubsidized Direct Loans,
Federal Parent Loan (PLUS), Federal Graduate Plus Loan and private
loans. New York State residents may also qualify for the New York
State Tuition Assistance Grant (TAP). For most aid programs you
must be enrolled for at least six credits in total during summer
2013 (Exceptions may include federal Pell Grant or private
How to Apply?
- Step 1: File a 2013-2014 FAFSA
If you have not filed a 2013-14 FAFSA, you should submit an online
application at www.fafsa.ed.gov.
- Step 2: Register for all summer 2013 courses.
Summer aid will not be offered until you are registered for the
number of credits necessary to meet the basic eligibility
requirements. You should register for all your summer classes
before completing the online summer aid request form (see Step
- Step 3: Log onto your personal UIS account.
Under the Financial Aid Menu, click on Apply for Summer
Financial Aid. Select the aid programs you want to use toward
payment of your summer study and submit your request.
Cost of Attendance
Your summer cost of attendance/budget will be based upon the cost
of your total expected summer term enrollment and living expenses.
You can view your individualized cost of attendance along with your
summer bill online via your personal UIS account.
To receive federal and state aid you must be admitted to a St.
John’s University degree program and meet all federal eligibility
requirements, including satisfactory academic progress and the
following general requirements:
- You must have a valid 2013-2014 FAFSA on file with the
University. If you are selected for Verification, all requested
documentation must be submitted.
- You must register for a minimum of 6 credits of summer
coursework in order to qualify for any federal student loans.
- Federal Pell recipients must be registered for at least three
credits to be considered for a summer Pell grant.
- All summer coursework must be applicable to your degree
- You must actively begin and attend all registered courses in
each summer term in order to maintain eligibility for your summer
financial aid. Failure to attend class and complete coursework will
result in the loss of summer financial aid.
- Changes in enrollment or withdrawals could impact summer aid
eligibility and result in a reduction of summer aid. Since aid
offers are based on expected enrollment you are responsible
for any account balance created by non applicable coursework, an
enrollment change, a withdrawal, or failure to attend summer term
- Eligible TAP recipients must have completed at least 24 credits
in 2012- 2013 and be enrolled for at least six credits to be
considered for a summer TAP grant. Use of summer TAP accelerates
use of your TAP eligibility.
- Summer disbursement dates available online via your personal
Summer Federal Direct Loans
- All first time borrowers must visit www.StudentLoans.gov
to complete a Stafford Master Promissory Note and a Stafford
Entrance Counseling Session.
The act of applying for summer loans will constitute your
acceptance of your entire federal loan eligibility for the upcoming
school year, to be divided as follows:
- You will be awarded up to half of your annual loan eligibility
for summer study if your cost of attendance permits; your remaining
annual loan eligibility will be equally divided between the fall
and spring terms.
- If you wish to adjust the amount of your subsidized or
unsubsidized Direct loans, you must submit a
Loan Change Form to the Office of Student Financial
- If you are graduating at the end of the summer, your summer
loan eligibility will be prorated in accordance with federal
- The Office of Student Financial Services will notify you once
your loan funds have been disbursed and applied to your student
Summer Federal Graduate PLUS
If you are seeking a private loan for the summer you may borrow up
to the total Cost of Attendance, which includes tuition, fees, and
living expenses minus any other summer aid you receive.
Please initiate the private loan application process directly
with your chosen lender. Please review of the private
loan process and the form you need to complete and submit to
enable St. John’s to certify a private loan for you upon lender
St. John’s recommends that students review their opportunities
for borrowing through conventional federal loan programs first
(Federal Direct Loan and Federal Graduate/Professional PLUS Loan),
and beyond these, to evaluate private loan options carefully.