Health Insurance

Accident and Sickness Insurance
St. John's University makes available accident and sickness insurance to all students through University Health Plans. University health insurance coverage is mandatory for students in University Housing and International students on an F1 or J1 visa. Yearly coverage will be effective from August 15, 2012 through August 14, 2013.

There has been much in the news over the past two years regarding Health Care Reform and The Patient Protection and Affordable Care Act (PPACA).  The United States Department of Health and Human Services (HHS) recently issued final rules establishing requirements for student health insurance coverage under PPACA.  Starting with the 2012/2013 academic year, the new rules require Colleges and Universities to implement a number of benefit enhancements including:

  • An increase in the maximum Prescription Drug Benefit to $100,000 from the current $1,100.
  • 100% coverage for Preventive Care, including annual physicals and certain immunizations.

These mandated benefit enhancements represent significant improvements to coverage under the plan. The new rates for graduate and undergraduate are as follows:

Health Insurance Rates for 2012-2013

Undergraduate Health Insurance Rates
Residence Students$ 1,245 per year
International Students$   622.50 per semester
New Spring 2013 Students$   841 per semester
  
Graduate Health Insurance Rates
Residence Students$ 1,670 per year
International Students$   835 per semester
New Spring 2013 Students$ 1,127 per semester
  
The Language Connection (TLC) Health Insurance Rates
Fall Session 1$150
Fall Session 2$150
Spring Session 1$150
Spring Session 2$150
Summer 2012$135

*TLC insurance rates are per seven week session only.

Residence Students
The University will automatically provide and charge for health insurance for those residence students who have not waived the University provided insurance. The charge for insurance will be added to the semester invoice which is due and payable with the tuition and fee charges. New Spring residence students are required to submit their insurance information online at www.universityhealthplans.com to waive the insurance coverage by February 6, 2013. A $100 penalty will be charged if a waiver is received between February 6, 2013 and February 28, 2013. There will be NO WAIVERS ACCEPTED after this date.

Commuter Students
Accident and Sickness Insurance is also available to all full-time and part-time commuter students. This insurance can be purchased by enrolling online at www.universityhealthplans.com. The last day to enroll for Spring 2013 is February 5, 2013.

International Students
All F1 and J1 students are required to participate in the St. John’s University’s accident and sickness insurance plan. This insurance is mandatory for the student’s entire enrollment at the University.

Student Financial Services                               
8000 Utopia Parkway       
Bent Hall
Queens, NY 11439
crawforp@stjohns.edu
Fax (718) 990-8284

For more information about the accident and sickness insurance program, visit www.universityhealthplans.com and click on St. John's University. Any questions can be directed to the OFFICE OF STUDENT FINANCIAL SERVICES, (718) 990-7592 or University Health Plans, 1(800) 437-6448.