You’re Invited! TIAA-CREF Announces
Personal Financial Counseling Sessions at St. John’s
University
Let us help you make financial decisions that are right for you.
Schedule an
appointment today with a TIAA-CREF consultant who will be available
to
answer questions about your financial matters.
We’llhelp you:
• Select your TIAA-CREF
options
• Find the right
allocation mix for you
• Learn about
TIAA-CREF retirement income
flexibility
Dates
Thursday, September 1,
2005
Thursday, September 8,
2005
Thursday, September 15,
2005
Thursday, September 22,
2005
Time
9 a.m. - 3:45
p.m.
Location
Sun Yat Sen Dining
Room
To
schedule an appointment, please visit our Web site
at http://www.tiaa-cref.org/moc
or call Maxine Jones at (800)
842-2011.
TIAA-CREF does not offer tax advice. See
your tax advisor regarding your particular situation. Investing in
securities involves market risks. Past performance is not a
guarantee of future results. Investment return and principal value
will fluctuate so an investor’s share, when redeemed, will be worth
more or less than the original cost.
You should consider the investment objectives, risks, charges and
expenses carefully before investing. Please call (877) 518-9161 [or
go to www.tiaa-cref.org]
for a prospectus that contains this and other information. Please
read the prospectus carefully before investing.
TIAA-CREF Individual & Institutional
Services, LLC and Teachers Personal Investors Services, Inc.
distribute securities products. TIAA (Teachers Insurance and
Annuity Association) New York, NY and TIAA-CREF Life Insurance Co.,
New York, NY issue insurance and annuities. TIAA-CREF Trust
Company, FSB provides trust services.
©2005 Teachers Insurance and Annuity Association-College
Retirement Equities Fund (TIAA-CREF), New York, NY 10017
C31600E