Location: Nigeria
Age: 22 years
Loan Request: $300 (US)
Business: Trade
Name of Business: Trade (Babies wears)
Date Received: 23 March 2009
Loan Amount: N 30,000 (200 USD)
Date of last payment of the Loan: 21 July
2010
Amount: 25,000
Personal and Family Information: Single
Justina Josiah is a 22-year-old woman living in Nigeria. She
currently lives with her brother because she lost her father at a
very young age and her mother resides elsewhere. She has obtained
some education previously and her past and current occupation is
trade.
Justina’s loan will be used to expand her current trading
business. With the money she recieves, she will purchase items that
are essential for mothers who have babies. Besides expanding her
current trading business, the money that will be generated from her
trading will go towards supporting herself as well as her mother.
Unfortunately for Justina, her childhood was very unpleasant since
her mother was unable to take care of her. The Finance Team
believes that Justina will be a successful borrower and will be
able to repay her loan during the 12-month repayment period.
**Update as of June 7, 2011:
Justina used the loan to buy baby wears, shoes and accessories and
sell them in the market. This business has allowed her to take care
of her family’s needs and upkeep. She has paid N 25,000 and hopes
to pay the remaining N 5000 balance in the next few months. “I am
grateful to St. John’s Micro loan Program GLOBE. I pray that God
will continue to bless and reward them for giving me this
loan.”
With the help of this loan I was able to accomplish the
following:
• It has helped me to provide my basic needs and
those of my family
• To have a sense of belonging in the
society
• It has made me to be gradually economically
independent