Tuition and Need-based Financial Aid

The Law School acts as a financial aid liaison to the University Office of Student Financial Services for prospective and current students. While the Law School assists you with the process of obtaining need-based financial aid and administers merit-based scholarships, the University Office of Student Financial Services is responsible for creating financial aid packages and assisting students with financial planning and debt management.

Tuition
Tuition for students enrolled at St. John's University School of Law for the 2012-2013 academic year is $48,070 for the full-time program and $36,060 for the part-time program.  Tuition for the 2013-2014 academic year is TBD.

The Cost of Attendance is the amount estimated to cost you to attend school. It is traditionally presented as a figure applicable to each academic year. It is determined in accordance with federal guidelines.

When a prospective law student makes all required deposits to become an incoming student at the Law School, their invoice for the Fall semester will be available online on their UIS account; the University no longer mails paper bills. Information regarding the acceptable methods of payments may be found here. Tuition and fee payments are due prior to the start of each semester. Students who are unable to make payment in full prior to the invoice due date must execute a tuition deferment agreement or select a law school payment plan. More information on these options may be found here.

Students entitled to tuition reimbursement from their employers must follow the simple steps outlined here. Students qualifying for Veterans Benefits should visit our Veterans Benefits website and contact James Stella for further information.

Need-Based Financial Aid
St. John's University School of Law encourages all applicants and current students who need financial assistance for law school to apply for need-based financial aid. There are two types of need-based financial aid for St. John's law students for the 2012-2013 academic year: Federal Unsubsidized Loans (up to $20,500) and Graduate PLUS Loans (available up to the Cost of Attendance of law school, minus your eligibility for Federal Unsubsidized Loans). It is important to note that your financial aid package will consist entirely of these two types of loans, unless you have also received merit-based scholarship.  The need-based financial aid process is outlined below. You will find more detailed information in this document created by the University's Office of Student Financial Services. 

Step 1: File Your FAFSA
The FAFSA is the Free Application for Federal Student Aid.  This form is used to determine the amount of money you are expected to contribute to the price of attending law school (also known as the Estimated Family Contribution) and, thus, the amount of need-based financial aid St. John's will award you. 

As soon as you apply to St. John's University School of Law, file your FAFSA form online with the federal government. When prompted, please enter the St. John's University federal code, 002823. As a St. John's law student, you need not include your family's financial information when completing the FAFSA, as the federal government automatically considers you an independent once you reach law school, regardless of whether your parents still claim you as a dependent on their tax returns.  Please keep in mind that other law schools may require you to include parental information, so if you intend to submit your FAFSA to other law schools, please check their respective policies. 

As a continuing law student, you must file a renewal FAFSA each year before March 1 to be considered for need-based financial for the next academic year.  Please be sure to remember your FAFSA website PIN from the previous year so that you may easily log on and file your renewal FAFSA.

Step 2: Financial Aid Packaging
If you are admitted, and if you have denoted St. John's as a recipient of your FAFSA information as indicated above, the St. John's University Office of Student Financial Services will download your federal eligibility information from the FAFSA you have submitted and create your financial aid package.  Your package is based on the merit-based scholarship offered you by St. John's (if applicable), loan eligibility as determined by the financial information submitted on your FAFSA, and the Law School's current Cost of Attendance.  The University Office of Student Financial Services begins packaging students in March and continues to do so weekly throughout the admissions cycle.  If you do not receive your financial aid package within 2-3 weeks of your notification of admission, and you have followed all the appropriate steps with your FAFSA, please contact the Admissions Office.  For those admitted before mid-spring, please be advised that you will not receive your financial aid package until the first group of prospective law students is packaged in March.

Step 3: Viewing Your Financial Aid Package
You may view your financial aid package online via your UIS student account. For newly admitted students, please refer to your admission materials for UIS logon instructions.  

Step 4: Considerations Before Accepting Your Loans
There has been much said recently about rising law student debt and what can be done to prevent an undesirable financial situation for students upon law school graduation and beyond.  Though it is easy to simply click "accept" for all of the loans you are offered (see Step 5), please take the time to be carefully consider the amount of money you plan to borrow and what the consequences of borrowing that money may be. You should not borrow more than you need.

Step 5: Obtaining Your Loans

Please visit the Office of Student Financial Service's website to find tutorials about how to accept your Federal Unsubsidized and Graduate PLUS Loans.  Any outstanding requirements for obtaining your loans will be noted on your UIS account.  Remember, you must also officially accept your loans in order to obtain your loan money by clicking "accept" next to each of your loan amounts on UIS. 

Step 6: Completing the Process
If you are a newly admitted student and have already completed the financial aid process for another law school, please notify them in writing that you are declining your seat so that the other school may release your financial aid to other prospective or current students there.  You must decline all other financial aid offers from others law schools in order to accept loan funds from St. John's.  Additionally, it is of the utmost importance that you notify St. John's in writing (via letter or e-mail) if you decide not to attend St. John's in the fall.  Upon such notice, the Office of Student Financial Services will release any funds secured on your behalf to other students in need.  You will not be able to obtain loan funds at another law school unless you have declined your St. John's offer and financial aid in writing.

Step 7: Loan Disbursement
Your Federal Unsubsidized and Graduate PLUS loan funds will be disbursed directly to St. John's to cover your educational expenses in two installments, one before each semester.  It is imperative that you start the financial aid process sufficiently early to ensure your funds are available before tuition is due.  If the loans you accept exceed the amount of tuition and fees due, this money will be credited toward your St. John's account.  If you would like the overpayment credited to you via direct deposit to your bank account, please complete and return this form to the University Office of Student Financial Services in Bent Hall.  Please be advised that loan reimbursements do not occur until after the semester has begun.

Step 8: Alternative Sources of Financial Assistance
Even though you may decide to accept some or all of the loans offered you, students are encouraged to continue to seek federal, public, and private scholarship opportunities throughout their time at St. John's.  Many of these can be found through basic online searches based on criteria such as year in law school, area of law of interest, geographical region, etc.  Others may be found on our External Scholarships and Grants-in-Aid website.  Think creatively to reduce your debt! 

If you and have further questions about the law student financial aid process, please contact the Law School Admissions Office at (718) 990-6474.