St. John’s Financial Support Offers Student Four Years of Possibilities

December 18, 2009

Rosemary Encarnacion understands the value of a good education, that it can open many doors to success.

The St. John’s University senior will be first to tell you that without the financial support she has received from St. John’s in each of her four years, she would not today be on the cusp of that success, with a degree from her dream school, one of the premier Catholic universities in the U.S. 

“My brother attended St. John’s,” says the Economics major. “I heard the wonderful stories and knew I wanted to be a part of Red Storm. This University has offered me so many financial opportunities that I knew not to take it or my education for granted.”

With limited financial resources available for college, Rosemary’s hopes had rested on obtaining additional financial aid to supplement the Academic Achievement Scholarship Award she received from St. John’s. Thanks to the University’s Vincentian mission of providing a top-notch education to the economically, physically or socially disadvantaged, and the dedicated efforts of the Office of Student Financial Services, 90 percent of her tuition and fees are covered by financial aid.

She is not alone. Almost 95 percent of St. John’s students receive financial assistance of some sort, including TAP (Tuition Assistance Program), PELL grants, and other loans and scholarships, in order to afford a well-rounded education. In fact, the University has one of the largest TAP eligible student populations in New York State. Beyond these federal and state programs, St. John’s provides substantial financial assistance to students through annual budget allocations and endowment funds.

Residence Life Enhanced the Experience
Since freshman year, as part of her financial aid package, Rosemary has been working in Student Financial Services where she assists with scholarship verification, document review and fact-checking for students who, like her, are in need of monetary relief.  Two years ago, curious about campus-living, she approached professionals in the office with a request for additional funding to absorb the costs of residential life on campus.

“Through a re-evaluation of my financial situation, a counselor was able to calculate additional financial aid eligibility,” she explains. “After residing on campus for the past few years, I have gained a new perspective and have definitely become more involved. I will cherish the wonderful friendships I have made and in essence, I can truly say that I owe my wonderful undergraduate experience to St. John’s.”

Living on campus allows Rosemary the opportunity to be fully engaged in the campus life experience. A Student Life orientation leader and active member of the Conduct Board for Judicial Affairs, Phi Eta Sigma honors society and Lambda Alpha Theta sorority, she also finds time to provide service to the less fortunate in the surrounding community.

Now, after almost four years of acquiring valuable knowledge and helping improve the lives of others, the soon-to-graduate senior is ready for the next step. She is grateful for the University’s financial assistance for helping her achieve her goal, and confident that wither her St. John’s degree tucked under her arm, she can meet any challenge.